Freelance Hourly Rate Calculator

Most new freelancers set their rate by looking at what others charge. This calculator starts from the other end: what you need to earn, and how many hours you can realistically bill.

Freelance hourly rate calculator
After tax and business costs.
Software, equipment, accounting, insurance…
Rough estimate of your effective rate.
Leave room for holidays and sick days.
Admin, sales and learning are not billable.

Runs in your browser. Nothing you enter is sent or stored.

How the calculation works

Revenue needed = (Income you want to keep + Business costs) ÷ (1 − Tax %)
Minimum hourly rate = Revenue needed ÷ (Working weeks × Billable hours per week)

Why billable hours matter so much

A full-time week is not 40 billable hours. Finding clients, writing proposals, invoicing, learning and admin all take time nobody pays for. Many freelancers bill well under 30 hours a week, so be conservative.

Assumptions and limits

  • The tax field is a single effective rate. Real tax and social contributions depend on your country and business structure; ask a local accountant.
  • The result is a floor. Your price should also reflect market rates in your niche and the value you deliver.

Next step: read how to start freelancing without Upwork.